No

Applying for a loan requires that the borrower has no record of dishonesty in the bank, and those on the blacklist of dishonesty cannot get loans

1. "Jiajiale" credit card for consumption or withdrawal After cashing, transfer directly to installment payment (handling fee: installment payment for card consumption, one-time payment for the first installment of cash withdrawal). It is strongly recommended that mortgage customers also open the "Deposit and Loan Connect" business (free), and enjoy loan interest rates on deposits. 2. "Jiajiale" funds can be used for various consumer needs such as car purchase, decoration, education, weddings, and travel, but cannot be used in areas or projects that are prohibited by ICBC or government regulations, such as the stock market, lending, production and operations, etc.