You can also apply for a loan after the equity pledge, and you need to meet the following conditions:

1. The enterprise applying for loan has independent legal personality;

2, in line with the national industrial policy, good business performance;

3. The meaning is true;

4. Do not violate laws and regulations;

5. The equity industry is registered and managed by the securities registration center;

6. Other conditions.

Legal objectivity:

People's Republic of China (PRC) Civil Code

Article 443

Where a fund share or equity is pledged, the pledge right shall be established at the time of pledge registration.

After the pledge, the fund share and equity shall not be transferred, except that the pledgor and the pledgee agree through consultation. The pledgor shall pay off the debts in advance to the pledgee or deposit the proceeds from the fund share and equity transfer.