According to the contents of the two documents, the Guiding Opinions of the State Council on Launching the Pilot Project of Rural Contracted Land Management Right and Farmers' Housing Property Right Mortgage Loan (Guo Fa [2065438+05] No.45) and the Decision of the National People's Congress Standing Committee (NPCSC) on Authorizing the State Council to temporarily adjust and implement relevant laws and regulations in 232 pilot counties (cities, districts) such as Daxing District in Beijing and 59 pilot counties (cities, districts) such as Jixian County in Tianjin.

List of pilot counties (cities, districts) for farmers' housing property mortgage loans

Interim Measures for the Pilot Project of Mortgage Loan for Farmers' Housing Property Rights Article 4

Article 4 A borrower who applies for a loan by mortgage of farmers' housing ownership and homestead use right shall meet the following conditions at the same time:

(1) Having full capacity for civil conduct and no bad credit record;

(two) there is no dispute about the ownership of the mortgaged house and the right to use the homestead, and it has the ownership certificate issued by the relevant government departments according to law, which is not included in the scope of land acquisition and demolition;

(3) The borrower should have other long-term and stable residences except the peasant houses used for mortgage, and can provide relevant certification materials;

(four) the local collective economic organization agreed in writing to mortgage the right to use the homestead and dispose of it together with the farmer's housing.

With * * * farmers housing mortgage, should also obtain the written consent of other * * *.

References:

People's Daily Online-The list of pilot counties (cities, districts) for farmers' housing property mortgage loans was announced.