Not bad. The loan company salesman is mainly responsible for:

1. Be responsible for the pre-loan investigation on the compliance, legality, safety and effectiveness of the loans of borrowers and guarantors. According to the survey results, write a feasibility analysis report.

2, responsible for the borrower's credit information, borrowers and guarantors, business policy, credit policy, credit risk review.

3. Be responsible for inquiring and reporting the borrower's credit information and checking the validity of the borrower's loan card.

4. Be responsible for keeping the borrower's IOUs, collateral and various credit registers.

5. Be responsible for timely issuing collection notices for overdue loans, and do a good job in the collection of loan principal and interest.

6. In daily management, major issues that have a great impact on loan safety should be reported to the superior bank in a timely manner.

7. Be responsible for loan issuance, specifically contact the borrower, understand the customer information, and supervise and inspect the loan issuance and guarantor.

Housing loans of loan companies:

1 Personal housing commercial loan Personal housing commercial loan is a self-operated loan issued by bank credit funds, which refers to a commercial housing loan that a natural person with full capacity for civil conduct applies to the bank with the purchased property right housing as the guarantee for repayment of the loan when purchasing the urban self-occupied housing in this city.

2. Personal housing provident fund loans Personal housing provident fund loans are entrusted loans issued by policy-based housing provident fund, which refers to the housing provident fund loans that employees who pay housing provident fund apply to banks for when they buy, build, renovate or overhaul their own houses in cities and towns in this city, with their own property houses as collateral and as loan repayment guarantee.

3. Personal housing portfolio loan A borrower who meets the requirements for personal housing commercial loans can apply for personal housing provident fund loans from the bank while paying the housing provident fund, that is, the borrower can apply for personal housing provident fund loans and personal housing commercial loans from the bank with the purchased urban self-occupied housing as collateral.

Does Shanghai make money as a loan salesman?

Make money.

The minimum loan of 30,000-40,000 is to earn interest. The loan you put out is to be recovered by yourself, and you are diligent.

Well done, the income is high. This industry is still very profitable, and every industry is the same.

If it is not good, the basic salary will be several hundred yuan. You may not be able to bill. You can consider getting a credit card at present. The key is to see where you can do it, but most companies don't ask: thank you for listening.

It takes half a year to work, and it's even worse not to get the salesman back! How to find customers for loan officers: For those who just entered the business, they can learn a lot. For those who have obtained a formal loan company license, the source of funds and profit model are earned by high interest rates. It is necessary to add WeChat, which can accumulate some resources. Customer loan 1 year, salesman earning 1 month, company earning1February.

Deduct the salesman's salary! And the place of work or business; Have a stable source of income; No bad credit record, various business indicators. Then I will give you the corresponding salary according to your loan performance. Of course, you will find your own customers to come to our company for loans.

Excuse me, is the loan account manager of the bank easy to do? How is the commission calculated? How much is the commission of 1 10,000 yuan?

It's not easy to do it, mainly depending on your connections and hard-working ability. The commission is about 1%. If 1 ten thousand yuan is released, the commission will be 1 ten thousand yuan.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. The "three principles" refer to safety, liquidity and efficiency, and are the fundamental principles of commercial banks' loan operation. Article 4 of People's Republic of China (PRC) Commercial Bank Law stipulates: "Commercial banks should operate independently, bear their own risks, be responsible for their own profits and losses, and be self-disciplined, and take safety, liquidity and efficiency as their operating principles."

Repayment method: (1) equal principal and interest repayment method: equal repayment every month, and repayment of the sum of loan principal and interest. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same; (2) average capital repayment method: that is, the borrower distributes the loan amount to each period (month) evenly throughout the repayment period and pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month; (3) Paying interest and principal on a monthly basis: that is, the borrower repays the loan principal in one lump sum on the loan maturity date (applicable to loans with a term of less than one year (including one year)), and the loan bears interest on a daily basis and the interest is repaid on a monthly basis; (4) Repaying part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank, and the general amount is an integer multiple of 1 1,000 or 1 1,000. After repayment, the loan bank will issue a new repayment plan, in which the repayment amount and repayment period are changed, but the repayment method remains unchanged, and the new repayment period shall not exceed the original loan period; (5) prepayment of all loans: that is, the borrower can repay all the loan amount in advance when applying to the bank, and the loan bank will terminate the borrower's loan at this time after repayment and handle the corresponding cancellation procedures. (6) Pay back as you borrow: interest is calculated on a daily basis after borrowing, and interest is calculated on a daily basis. You can pay the money in one lump sum at any time without any penalty.

Personal loan is a manager can make money?

The income is quite high

Account managers of microfinance generally have business pressure. If you are extroverted and like to deal with people, then this job will be easy for you and the income will be quite high.

Does the loan account manager get a commission?

Yes After the customer loans, the account manager will get a 2.8% commission, so there is a commission, up to 4%. Loans refer to loans issued by banks, credit cooperatives and other institutions to units or individuals who use money.

Does the bank decoration loan business manager make money?

Yes The manager can use it to calculate according to the bank's decoration fee, and overstate the fee to the superior. Generally, the rebate for decoration works is around 10%. The more you earn, the more you give, and the less you earn. After the renovation, the manager can earn a little money and oil and water.