Because the current provident fund account is a personal account, at first it was only handled by the unit collectively, and the unit helped the employees pay a certain amount according to a certain proportion every month.

Now, although the unit has no provident fund, the account is still owned by LZ. The contract LZ signed with the Provident Fund Center at that time was still valid, and the loan interest rate was also implemented according to the current national provident fund loan interest rate.

Just one thing to note is that LZ must pay the rest of the expenses paid by the original unit in the personal account, because the nature of the account has now changed from the urban employee provident fund account to the personal provident fund account, and the nature has changed, so the proportion and amount of payment will naturally change. Otherwise, LZ is a breach of contract and cannot enjoy the interest rate of provident fund loans.