When visa officers from various countries evaluate the visa materials of international students who study abroad at their own expense, they must not only evaluate the student’s own learning background, learning ability and learning purpose, but also examine the financial situation of the student’s family. Whether they can afford to study abroad. Therefore, financial guarantee has become an important basis for visa officers to issue visas. Generally speaking, the amount of financial guarantee depends on the number of years the student has studied abroad and the average tuition fees and living expenses in the country. When considering studying abroad, students and parents need to act within their means and fully consider their family's financial affordability and income. The basic principle is: the income can afford the tuition fees and minimum living expenses abroad.

Three preparation principles for economic guarantee:

First, the income must match the deposit: the income must match the work unit and position. If the amount of deposit is large, But judging from the parents’ work units and positions, if it is impossible to have such a high income, it will also become suspicious.

Second, the income and expenses of deposits must be reasonable: If a large amount of deposits suddenly come into your deposit history, you need to explain its source, and it must be reasonable and provide Convincing evidence.

Third, it is best for the guarantor to be himself or his parents: because only parents have the obligation and responsibility to raise and educate their children, financial guarantees provided by collateral relatives can easily arouse the suspicion and vigilance of the visa officer, because others do not. The obligation to raise and educate you. In special circumstances, if the guarantor provides sufficient supporting reasons in the statement letter to the visa officer to show why the relative provided the applicant with the money, and the funds provided account for a small share of the capital income, it is still possible. It is possible to get a visa.

You need to prepare a deposit for studying abroad in advance. The deposit for studying abroad should be prepared in advance, because many countries have increased their requirements for bank deposit funds and deposit time for families studying abroad. Different countries also have different regulations. There are three months, half a year, and one year. For this, it is best to have a comprehensive understanding of the country where you are studying abroad, and then apply for a deposit certificate for the corresponding period.

After obtaining a valid entry visa to the country or region you are going to, those studying abroad need to go to the bank in person with their original passport and visa, and the RMB deposit receipt to go through the procedures for refunding the RMB deposit. If you do not obtain a visa or cancel your trip abroad for any reason, you must go to the bank with the RMB deposit receipt to process the refund of the purchased foreign exchange at the exchange rate listed on the day of settlement, and then use the RMB deposit receipt and exchange slip to complete the RMB deposit refund procedures. The return procedure must be handled in person.

The standard for collecting RMB margin is: the amount of RMB required by the bank to purchase foreign exchange based on the selling price of cash on the day plus the margin, and the ratio of the RMB margin to the purchased U.S. dollars (or equivalent foreign exchange) It is set at 2:1, that is, a deposit of RMB 2 is required for 1 U.S. dollar or its equivalent in foreign exchange.