1, it's up to you. In this case, it mainly depends on the time limit for acceptance. As long as it does not exceed the acceptance period, it can be accepted. If the enterprise does not pay in good faith, the commercial acceptance bill is a piece of waste paper. Not as good as a check. Enterprises that write bad checks will be punished by the People's Bank of China, while commercial acceptance bills will not be honored, and the holders can only solve them through negotiation or litigation. In our daily life, commercial acceptance bills, as a transfer method between many enterprises, can support payment.
In our daily life, the main difference between so-called commercial acceptance bills and bank acceptance bills is that commercial acceptance bills are mostly bills or vouchers issued by legal persons or other organizations. The bill is accepted by a third party other than the bank and has no strong legal effect. If the company breaches the contract, it can be solved without punishment and only through litigation. Pay a certain amount of bills unconditionally to the payee or holder on the specified date. The vast majority of commercial acceptance bills are issued by enterprises themselves, which is a credit payment tool based on commercial credit. If commercial acceptance bills are used between enterprises, the credibility of both enterprises is considered, which has the characteristics of clear rights and obligations, installment payment and allowing transfer and discount. 3. The main difference between commercial acceptance bills and bank acceptance bills lies in the different acceptance objects. Commercial acceptance bills are accepted by the payer, usually by the enterprise. Whether to accept it or not depends on the financial situation of the enterprise. A bank draft is accepted by the bank, with a bank credit endorsement. Therefore, the credit of general bank acceptance bills is higher.
In our daily life, the advantages of commercial acceptance bills include that they can be used as housing loan tools. This can greatly improve the liquidity of credit assets. Realize the advance and retreat of credit assets. Commercial acceptance bill is the best carrier and tool to realize the securitization of credit assets. The popularization and use of commercial acceptance bills will enrich the interests of enterprises, coordinate the relationship between production and supply, and alleviate the problem of loan default between enterprises. It is conducive to promoting the commercialization of commercial credit, promoting the development of invoice market, establishing and perfecting a good credit mechanism and enhancing credit awareness.