Remittance banks said that if both remittances are foreign banks, such as Citigroup and Standard Chartered, and their peers are transnational, it will be more convenient to settle; If the remitter is a foreign bank and the payee is a domestic bank or a bank in Hong Kong, it will take time to settle through the exchange rate. For details, please consult the customer service of the relevant bank, subject to the bank staff's answer.