What is the initial deposit amount for lump-sum deposit and withdrawal?
1, minimum RMB minimum deposit amount: 50 yuan;
2. Minimum foreign currency deposit: foreign currency equivalent to RMB in 50 yuan.
Lump sum deposit and withdrawal is the most common deposit method for banks. Its deposit term is diverse, generally including products with a term of 3 months, 6 months, 1 year, 2 years, 3 years and 5 years. The interest rates of products with different terms are different, so users can choose according to their own needs.
In addition, for other types of time deposits, the initial deposit amount is as follows:
1 lump sum deposit and withdrawal: the deposit period can be one year, three years or five years.
1, and the minimum deposit amount of RMB: 1000 yuan;
2. Minimum foreign currency deposit: foreign currency equivalent to RMB 1000 yuan.
Installment deposit: the deposit period is one year, three years and five years.
1, minimum RMB minimum deposit amount: 5 yuan;
2. Minimum foreign currency deposit: foreign currency equivalent to RMB in 5 yuan.
3 deposit principal and interest: the deposit term is divided into one year, three years and five years.
1, the minimum deposit amount of RMB: 5,000 yuan;
2. Minimum foreign currency deposit: foreign currency equivalent to 5,000 yuan.
The above is the initial deposit amount of bank time deposit, so you can pay attention to it. In addition, different types of time deposits have different interest rates, so depositors need to pay attention. Generally speaking, the interest rate of time deposits with the same term is the highest, while the interest rates of time deposits with lump-sum deposit and withdrawal and deposit with interest are slightly lower.