The subject wants to ask, "Can foreign exchange loans be settled at interest rates?" You can't. Under the method of equal interest settlement, the repayment amount of each installment of the loan is the same, but the actual interest expense is calculated according to the loan balance. With the increase of repayment period, the interest repayment amount of each period will gradually decrease, while the principal repayment amount of each period will gradually increase, which will eventually lead to great changes in the monthly repayment amount. This repayment method is not suitable for both borrowers and borrowers, and is prone to misunderstanding and controversy. Foreign exchange loans can be repaid with average capital or equal principal and interest.