I. Category I accounts
1, SMS dynamic password transfer: single limit is 5,000 yuan, and single limit is 5,000 yuan.
2. SMS dynamic password+device binding transfer: the single limit is up to 500,000 yuan, the super online banking is 50,000 yuan, and the single-day limit is 1 10,000 yuan.
3. General shield transfer: the single limit is 5 million yuan, the interbank limit of super online banking is 50,000 yuan, and the single-day limit is 5 million yuan.
Two. Second-class account
1, SMS dynamic password transfer: single limit is 5,000 yuan, and single limit is 5,000 yuan.
2. SMS dynamic password+device binding, universal shield transfer: single limit 1 1,000 yuan, single limit 1 1,000 yuan. Note: Mobile banking can only use the transfer function if it is opened at the business outlets, and customers cannot use the transfer service after self-opening.
1. China Construction Bank, formerly known as People's Construction Bank of China, was established in June 1954+ 10/(later officially renamed as China Construction Bank on March 26th, 1 996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
China Construction Bank has a broad customer base, maintains banking contacts with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country. 20 16 On June 30th, the British Banker magazine published the ranking of 1000 big banks in the world, and China Construction Bank ranked second. On February 20 17, brand finance released the list of the top 500 global brands in 20 17, and China Construction Bank ranked 14. In 20 18, Fortune Global 500 ranked 3 1.
Second, personal housing loan business
Personal housing loan business refers to loans issued by CCB or natural persons entrusted by CCB to purchase, build and overhaul various types of housing in Chinese mainland cities and towns. CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans. 20 14 10 10 started on October 9th. CCB supports the reasonable housing loan demand of residents' families. For families who purchase the first home by loan, the minimum down payment ratio of the loan is 30%, and the lower limit of the loan interest rate is 0.7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.
The credit cards issued by China Construction Bank are all named "Longka". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.