As long as your financial assets in ICBC reach a certain standard, you can apply to become a wealth management account customer in major wealth management centers of ICBC with your ID card and financial assets certification materials (passbook and smart card). (For specific standards, please consult the local branch or 95588)
ICBC provides a "wealth management account" card for each wealth management account customer. This card is not only an important financial management tool, but also the identification of ICBC's VIP customers. You need to show this card to enjoy VIP treatment when handling related business at ICBC outlets and special merchants.
When people go to the bank to handle savings, fund purchase, insurance, stocks, bonds, settlement, bank cards, foreign exchange trading, personal consumption credit and other personal financial services, they often have to open a number of different accounts, and these accounts are not related to each other, which brings great inconvenience to customers.
Customers with "wealth management accounts" can handle all kinds of personal financial services at more than 20,000 outlets and self-service terminals of ICBC, and can enjoy various preferential and preferential wealth management services such as loan interest rate reduction, fee reduction and comprehensive credit granting. You can also enjoy the professional investment consulting services of investment experts, such as providing tailor-made financial solutions and enjoying private and personalized bank secretarial services.
The threshold of "wealth management account" is not high. Anyone who has reached the age of 18 and the balance of various deposits and loans (excluding personal housing loans) in ICBC reaches 200,000 yuan, of which the deposit balance is not less than 654.38+10,000 yuan, can apply to become a "wealth management account" of ICBC.