1) Is the address on the ID card different from the current address? Can I open an account?

Absolutely. Banks in Hong Kong generally require customers to provide proof of their current address, not to match the address on their ID cards. What is proof of address? See the figure below.

2) Which bank in Hong Kong is better for opening an account?

The purpose of opening an account is to remit money, so the relationship between banks is not very big. Just find an easy bank. Standard Chartered Bank is recommended here.

Standard chartered bank. Required information: ID card+pass+customs clearance receipt;

3) Is there a lower limit for how much money to deposit when opening an account?

Every bank requires customers to deposit a certain amount of money. For example, China Bank in Hong Kong needs a deposit of HK$ 20W to open an account (of course, it can be exempted through a professional agency).

4) Is it complicated to open an account there?

Opening an account in Hong Kong is slow, and there are many procedures. Now the audit of opening an account is stricter. In addition to passing the basic background check, you need to deposit 20W Hong Kong dollars to open an account. The whole process will take at least one hour. But it's not complicated. The process is to prepare materials and interview the account manager. If the information is complete, the interview is ok.

Remittance from Hongkong account after returning to Chinese mainland.

1) When opening an account, if you want to apply for online banking, can you transfer money from the Internet?

You don't need to apply for online banking after opening an account successfully. As long as the account is opened successfully, you can open online banking at any time, and you can open it yourself or on the spot when you come back. After opening, you can wire transfer from the internet (only transfer money between Hong Kong and wire transfer across regions).

2) How to collect the handling fee?

Please refer to the table below for details.

3) How to limit the transfer amount?

Generally, the amount of telegraphic transfer in Hong Kong is HK$ 65,438+000 a day, which is about US$ 65,438+05,000. There is no problem in transferring this amount back to China.

In addition, there are quota restrictions in the Mainland. $50,000 per person per year. It is recommended to turn around in batches and in time.

I answered the landlord's question seriously, hoping to help you or pay attention to the discussion.