2. Purchase of foreign exchange by overpayment: Purchase of foreign exchange by overpayment applied before 16: 00 every afternoon shall be handled according to the exchange rate of the day; After 16: 00, the overpayment of foreign exchange will be handled at the exchange rate of the next day.
3. Entry of RMB foreign currency consumption: according to the exchange rate announced by the bank at 10: 00 on the morning of each consumption entry, non-US dollar transactions are converted into US dollars through overseas card issuers, and then converted into RMB (in the above process, overseas card issuers such as VISA and MASTER will charge foreign exchange fees).
Please log in to the online banking popular edition/professional edition for the specific exchange rate, and query in Repayment Management-Automatic Purchase of Foreign Exchange in RMB-Repayment Function Settings for Purchase of Foreign Exchange in USD Bill.
If in doubt, please add credit card online customer service consultation:
QQ channel: Search for "4008205555" among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend (mobile QQ is not supported).
Wechat channel: search for the "China Merchants Bank Credit Card Center" number in WeChat, and pay attention; (Note: Web version of WeChat is not supported)