Better departments within CCB:

1. Responsibilities of the Project Finance and Corporate Loan Department: Responsible for developing loans and deposits for various foreign currency and RMB industrial enterprises.

2. Responsibilities of the Real Estate Loan Department: Responsible for developing all kinds of foreign currency and RMB real estate development loans, commercial mortgage loans, corporate mortgage loans, personal mortgage loans for foreigners, etc.

3. Responsibilities of International Business Department: Responsible for the development and management of international trade settlement and trade financing business.

4. Responsibilities of the Credit Department: Responsible for reviewing loan applications and loan management.

5. Responsibilities of the Cash and Remittance Department: Responsible for the counter business of foreign currency and RMB, including savings and remittance.

6. Personal Finance and Wealth Management Department Responsibilities: Responsible for developing and managing personal comprehensive foreign currency financing and credit card business.

7. Lobby Manager/Receptionist Responsibilities: Be fully responsible for the customer's business consultation, and introduce and recommend the bank's business products to customers.

1. China Construction Bank was established in 1954+00+0. The basic background of the establishment of China Construction Bank is that People's Republic of China (PRC) began to implement the first five-year plan to develop the national economy, and large-scale economic construction centered on 156 key projects has been launched all over the country. In order to manage the huge construction funds, China Construction Bank came into being.

2. During the more than 20 years from 1954 to 1978, China Construction Bank mainly undertook the responsibilities of centralized allocation of national capital construction budget and self-raised funds of enterprises, supervising the rational use of funds, issuing short-term loans to construction enterprises and handling basic business settlement.

3. Since the late 1970s and early 1980s, China Construction Bank has continuously expanded its banking functions while inheriting its original functions. It has successively launched many businesses such as credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy-based housing reform finance, and personal housing mortgage loans. After more than ten years of reform and development, CCB's various businesses have developed rapidly, and its credit assets and liabilities have increased dozens of times. From a bank that only manages financial funds and supervises infrastructure allocation, it has developed into a national professional bank that handles financial investment and credit business at the same time. It not only has fixed assets investment credit, but also supports working capital loans, including domestic financial business and international financial business, with medium and long-term credit as its main business.

4. Since the mid-1980s, in order to meet the requirements of China's economic and financial system reform and economic development, China Construction Bank has successively opened cash cashier, residents' savings, fixed assets loans, working capital loans for industrial and commercial enterprises, international finance, housing loans and various agency services. By opening various commercial banking services to the public, the functions of banks have been enriched and a solid foundation has been laid for the transition to modern commercial banks. From the early 1990s, in less than five years, the transition from stand-alone operation to the development and application of the whole bank network including electronic fund settlement system and dragon card network was basically completed. Construction bank system, general ledger transmission system and e-mail system, and also realized networking with SWIFT system.