In 2022, the loan interest rate of China Industrial and Commercial Bank will continue to be reformed in accordance with the national monetary policy and market pricing principles, based on the quotation of loan interest rate and deposit interest rate, so as to improve the flexibility of loan interest rate. The loan interest rate will be flexibly adjusted according to factors such as customer qualification, loan term and loan amount, and combined with market pricing principles to meet different needs of customers.
In terms of deposit interest rate, China Industrial and Commercial Bank will continue to implement floating interest rate in 2022, and flexibly adjust the deposit interest rate according to market pricing principles, deposit term, deposit amount and other factors to meet the different needs of customers.
In addition, China Industrial and Commercial Bank will continue to implement the marketization reform of foreign exchange interest rate in 2022, and flexibly adjust the foreign exchange interest rate according to the national monetary policy and market pricing principles to meet the different needs of customers.
In short, the interest rate announcement of China Industrial and Commercial Bank in 2022 will continue to aim at implementing flexible and diverse monetary policies, providing customers with more favorable loan interest rates and deposit interest rates, and flexibly adjusting foreign exchange interest rates to meet the different needs of customers.