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Conditions for opening an HSBC personal account
The basic materials to be prepared for opening an account in HSBC include domestic ID card, valid endorsement of Hong Kong and Macao Pass, proof of address, bank flow in the last three months, and auxiliary materials related to the purpose of opening an account and personal financial situation, among which the proof of address can be water and electricity list, bank credit card bill and other materials.

Investors can open an account at the relevant counter or apply for an account online. After opening an account, HSBC will charge a certain account management fee and handling fee.

Hongkong and Shanghai Banking Corporation Limited is a foreign-funded bank. The Chinese literal translation is "The Hongkong and Shanghai Banking Corporation Limited", the English abbreviation is HSBC, and the Chinese abbreviation is "HSBC", which means "Fenghui".

The Hongkong and Shanghai Banking Corporation Limited is a wholly-owned subsidiary of HSBC Holdings Limited, which is a founding member of HSBC Group and its flagship in the Asia-Pacific region. It is also the largest registered bank in China Mainland and Hong Kong, and one of the three largest note-issuing banks in China Mainland and Hong Kong (the other two are Bank of China (Hong Kong) and Standard Chartered Bank).

Headquartered in the Hongkong and Shanghai Banking Corporation Building,No. Kloc-0, Queen's Road Central, Hongkong and Shanghai Banking Corporation and its subsidiaries have set up about 700 branches and offices in the Asia-Pacific region.

202110 On June 8th, Hong Kong Monetary Authority (HKMA) announced that HSBC could provide cross-border wealth management services.

business

Asynchronous transmission mode

1980, Hongkong and Shanghai Banking Corporation launched an ATM network called "Electronic Teller Card".

At first, ETC was only established in the downtown area of central district, and later branches were set up in various districts, and the network extended to Macao. At present, in addition to HSBC, Hang Seng Bank also uses ETC network, and other commercial banks in Hong Kong and Macao use Yintong network.

In addition, HSBC and Hang Seng Bank launched a self-service audit system at 199 1, which was called "quick check" and "universal uncle" in advertisements. Customers can check their account balance through bank cards.

However, since 20 12, e-banking services have become popular, and accounts can be audited through the Internet and telephone. In addition, due to security and privacy issues (you don't need to provide a password to check the account balance), the account was stopped as early as June 65438+1 October1in 2007, and was completely dismantled in mid-April.

online bank

With the development of the Internet, HSBC also provides online banking services, including subscription funds, foreign currency time deposits (unless Hong Kong residents can't invest in RMB time deposits, other foreign currencies can be used), trading in Hong Kong stocks, bonds, derivatives, gold, and subscription of stock funds by regular fixed deduction.