Five million assets in the country is probably the top 20%-25%. Positioning is that your family assets rank 20%-25% in the country (the average ranking is between 200 million people and 300 million people). Anyway, 5 million family assets are considered as first-class middle and lower-class families, and new first-and second-tier ordinary families or decent families with houses and cars. Take Shanghai as an example. Among the 24 million permanent residents and 8 million families, Hurun 20 18 shows that the total number of families with net assets exceeding 6 million (excluding loans) is less than 600,000 (594,000), accounting for almost 7.5%. Looking at the whole country, it should be properly ranked in the top 5% of the population. What is the concept of global assets of RMB 6 million? If converted into dollars, it is close to one million dollars. If this is the case in the United States, families with more than one million assets must be moderately wealthy families in the middle class, and these families will not exceed 30% in the United States. Regarding the classification and content of family assets, there may be many classification methods. For example, according to the liquidity of property: fixed assets, current assets. Fixed assets refer to physical assets such as houses, cars and articles; Current assets refer to cash, deposits, securities, funds and investment income. The so-called liquidity refers to the ability to respond to emergency payment or investment opportunities in time, or simply the ability to realize cash. Among them, fixed assets can be divided into investment fixed assets and consumption fixed assets. Such as real estate investment, gold jewelry and other physical objects that can generate income; Consumer fixed assets are necessary daily necessities for family life. Their main goal is to provide for your family members to use, generally do not generate income (only depreciation), such as self-occupied houses, cars, clothes, computers and so on. Family assets can also be classified by attributes: financial assets (financial assets), physical assets, intangible assets and so on. Financial assets include current assets and investment assets, while physical assets are houses, cars, furniture, computers and collectibles. Intangible assets are intellectual property rights such as patents, trademarks and copyrights. According to the classification method in the financial management software of Jiacaitong, the assets are classified as follows: cash and current deposits (cash, current passbook, credit card, personal check, etc. ). Time deposit (local and foreign currency deposit certificate). Investment assets (stocks, funds, foreign exchange, bonds, real estate, other investments, etc.). Physical assets (household goods, houses, cars). Creditor's rights assets (creditor's rights, trusts, entrusted loans, etc.). Insurance assets (basic insurance in social security and other commercial insurance, etc. ).