It's not low, it has an impact.
The Credit Information Center of the People's Bank of China will rate everyone's credit security level, which is divided into high, middle and low, average customers with moderate personal credit security level and dangerous customers with low personal credit security level.
The impact of low credit rating is that credit cards and loans will be rejected. General loans and credit cards require users to have good credit, and some banks also require no bad records. If the credit information is low, it means that the user's credit information is not good and has a bad record. When handling cards and loans, it is easy to be rejected.
Extended data:
Precautions:
The information section of the Supreme People's List stipulates the obligations stipulated in legal documents. In any of the following circumstances, the people shall take a pedestrian list and impose credit punishment according to law:
1, has the ability to perform and refuses to perform the obligations specified in the effective legal documents.
2. Obstructing or resisting execution by forging evidence, violence or threats.
3. false litigation, false arbitration or concealing or transferring property.
4. Violation of property reporting system
5. Violation of consumption restriction orders.
6. Refusing to perform the settlement agreement without justifiable reasons.