Foreign exchange deposit refers to the cash foreign exchange funds deposited in the national bank and paid on demand in the import and export business of foreign trade enterprises. Basically, all foreign exchange banks can handle foreign exchange business, such as Industrial and Commercial Bank of China and China Merchants Bank.

Foreign exchange is a foreign currency or a means of payment expressed in foreign currency that can be used for international settlement. ICBC has always regarded internationalization as one of its strategic goals. ICBC has a long history of international business, a good reputation, many overseas institutions and agencies, and strong financial support.