At present, merchants who have opened UnionPay card acceptance business in the United States only accept UnionPay debit cards, but debit cards and credit cards can be cashed out at American ATMs that have opened UnionPay card acceptance business. However, the cash withdrawal by credit card requires a higher cash advance fee. At present, according to the national foreign exchange management regulations, each debit card can withdraw US dollars equivalent to 5,000 yuan per day. The credit card environment in the United States is very different from that in China: most merchants in the United States have not posted signs accepting bank cards, but merchants can basically use UnionPay debit cards as long as they have keyboards for inputting passwords; As long as there are any signs of UnionPay, PULSE and Citibank on ATMs in the United States, you can use UnionPay cards to withdraw money, and many ATMs have been equipped with Chinese operation interfaces. When using ATM to withdraw money in the United States, in addition to the formalities charged by domestic card-issuing banks, American ATM operators will also charge a certain service formalities fee, but the ATMs of Citibank, PNC Bank, United Bank (UCB) and Chase Bank will not charge this fee. The ATM operation in the United States is slightly different from that in China. You need to insert the bank card into the card slot and then take it out, and then the ATM screen will have an operation interface. If you don't take it out, you can't operate it.

At present, more than 200,000 ATMs in the United States have accepted UnionPay cards (including debit cards and credit cards), and key tourist cities such as Los Angeles, San Francisco, Hawaii, Las Vegas, new york and Washington can use UnionPay cards to spend money at merchants and withdraw money at ATMs.

If you are not yourself, it is recommended to use UnionPay debit card instead of credit card, so you don't need to sign, just enter your password. There are discounts in many stores such as GAP, BananaRepublic, AnnTaylor, Guess, Apple, DFSGalleria Duty Free Shop, Macy's, Bloomingdales, Nordstrom, Sears, Costco, BarstowOutlets and so on. I wish the landlord a pleasant journey.