At present, there are three main ways for enterprises to avoid exchange rate risk: forward foreign exchange, export treasure and triangular HSBC. These three methods have their own characteristics, and you can choose to use them according to your own business situation:

I. Forward foreign exchange

1, server: bank

2. Service fee: The deposit is generally above 3%. According to the credit situation of the enterprise, if the enterprise has enough trust, then the deposit is not required. Page 3, Operation: The enterprise and the bank agree on the forward exchange rate, and the exchange rate is settled according to the maturity date.

4. Applicable to single: the profit sheet is higher than 3%. Page 5, Others: The services provided by banks are safe and reliable, and the procedures are relatively simple. After the general forward foreign exchange settlement and sale enterprise signs the intention with the bank, the enterprise needs to log in to the specific time and bank of forward foreign exchange settlement and sale according to the order, which is generally 5 working days or more.

6. Disadvantages:

First, the limit is limited, mainly based on the credit of the enterprise in the bank. If it is insufficient, then the enterprise will not reach the required quantity. Such an enterprise needs 5 million dollars of forward foreign exchange, but the credit of the enterprise is insufficient. Forward settlement and sale of foreign exchange below $5 million and the final signing of the bank.

B, the procedure is relatively cumbersome, and the application required by the enterprise is submitted to the bank, and the bank will arrange to accept the company's investigators, especially the qualified applications.

C, this foreign exchange needs to go to a bank account. If you buy D online, the maturity date is based on the agreed exchange rate that the bank needs to solve. If there is no settlement enterprise, the enterprise will deduct it directly from the deposit. If the enterprise does not pay the deposit (the bank has enough credit limit), it will directly affect the credit of the enterprise and anything it wants to do in the future. This is also a problem. If the exchange rate is not lower than the agreed exchange rate, the enterprise must settle accounts according to the agreed exchange rate, so that the enterprise cannot enjoy the benefits of RMB depreciation.

The treasure of the two exports is 1, and the server is Poly Shenzhen Investment Management Company.

2. Service fee: The proportion of enterprises that charge for lock replacement service changes from 2-6 months to 1.25%- 1.78%, which can be completed in more than half a year. No more than 3% a year.

3. Operationally, the amount of the enterprise on the website of Export Treasure can be queried for the international forward foreign currency exchange rate, and the exchange rate can be directly locked in the operation. The enterprise only needs to provide the order, term and currency. For all online businesses, enterprises don't need to provide additional information to export order treasure, but they don't consider collecting foreign exchange through export treasure, and enterprises only need to pay fees.

4. Applicable to single: the profit sheet is higher than 1.25%. Page 5, Other:

First, it is convenient to operate directly on the Internet.

B, simple, do not provide other information, only provide the order, time limit and amount.

C, the cost is lower than the forward foreign exchange. If D is purchased online and the exchange rate is agreed, if it is not lower than the maturity date, the export enterprise will not cherish the agreed foreign exchange settlement, but will pay the loss to the enterprise when the exchange loss of the export treasure occurs.

6. Disadvantages:-New products, low market awareness.

Three Triangle Models of HSBC

1, the server has its own operation page 2, and the cost is below 1%, but the enterprise needs to pay the deposit (at least 20%, in the case of large-scale exchanges, the deposit is used for exchange rate changes, 50%, 70%, etc. ), if there is no deposit, this will be opened directly (the loss is greater). Page 3, Operation: Enterprises buy gold/USD in the foreign exchange market and gold/RMB in the domestic gold market as an intermediary for risk transformation.

4, applicable to single: small orders with a profit of less than 3%.

Advantages: We are 1 and the charge is low.

Disadvantages: We are 1, which is not easy to operate.

2, the risk of additional margin