Negotiate with each other and ask them to return the money. If the other party refuses to pay back the money, and the amount reaches the criminal filing standard, the person who refuses to pay back the money is suspected of committing the crime of misappropriating other people's property, and the police will intervene according to law; If the amount is not up to the filing standard, you can bring a lawsuit to the court and ask the other party to repay it on the grounds of unjust enrichment.

Under normal circumstances, you should contact the bank first, tell your true situation, and contact the person with the card number with the help of the bank staff for reasonable communication. Usually, that person will return the money to us, because it is illegal if he doesn't. If we happen to meet some people who just don't want to pay back the money, we can also solve it by the following methods: 1, call the police; 2. litigation; 3. Enforcement.

Precautions for remittance:

1. The amount of foreign exchange purchased and remitted by each person is USD 50,000 per year. The natural year is calculated from 65438+1 October1to 65438+February 3 1.

2. If the overseas remittance is purchased at the bank counter, fill in the overseas remittance receipt. The bank will directly convert RMB into US dollars for remittance without changing money first. If you remit money through online banking, please follow the instructions of online banking. At that time, foreign exchange will be purchased and remitted through online banking.

3. Non-immediate family members cannot transfer foreign exchange. If you need relatives and friends to help you handle foreign exchange, you need to transfer RMB into your account and directly purchase foreign exchange for remittance in the name of the remitter. The remittance postscript of the same property is consistent, which is convenient for the other party to inquire.

There are three ways to get money back from someone else's account. Immediately contact the bank to explain the situation, report the case to the public security organ, ask the public security organ to intervene in the investigation, and file a civil lawsuit with the court to protect rights.

Legal basis:

Article 122 of the Civil Code of People's Republic of China (PRC) * * * If others have obtained improper benefits without legal basis, the person who has suffered losses has the right to ask them to return the improper benefits. Article 103 of the Civil Procedure Law of People's Republic of China (PRC) shall be sealed up, detained, frozen or other methods prescribed by law. After the people's court has preserved the property, it shall immediately notify the person whose property has been preserved. Property that has been sealed up or frozen shall not be sealed up or frozen again.