It is a dual-currency card with two currency settlement accounts (RMB and foreign currency accounts) and the logos of UnionPay and another international bank card organization.

Visa is an international clearing organization, which has the same function as China UnionPay and belongs to an international credit card brand. In overseas countries or Hong Kong, Macao and Taiwan, ATM withdrawal is supported by cards with visa logo, and RMB withdrawal is also supported by cards with UnionPay logo.

Second, the advantages of visa gold card over ordinary card:

You can enjoy a credit line generally exceeding $5,000, revolving credit line, emergency card replacement service and travel cash expenditure service. In addition, Visa gold card holders can also enjoy travel accident insurance, medical and legal service introduction and assistance, and 24-hour free telephone support from Visa Global Emergency Service Center.

Whether it is a new customer with a good credit record or an old customer who has always supported the Visa card, they can upgrade to use the Visa gold card and enjoy the gold standard of excellent service.

Extended data:

Conditions for applying for bank of communications visa card

1, required documents:

Identification documents of the supplementary card applicant, such as ID card, military officer's card, police officer's card, pass or passport, etc. ;

Proof of residence, such as business expense bill, bank/securities/insurance/fund statement, mobile phone fee account, household registration book, driver's license, real estate license, etc. Rental contract or social security card (must be in my name). ?

2. One of the following five documents must be provided:

Payroll of any month within three months (if the company name is not displayed on the payroll, please provide the original payroll);

Bank statement/passbook showing the name and income of any month for three consecutive months;

The monthly statement or detailed account list of Bank of Communications self-service wage transfer in any one of the three months showing the name;

A salary certificate issued in the name of the unit and showing the name (the name of the employer is displayed at the head or tail of the certificate and the official seal of the unit is affixed);

The first individual income tax bill. ?

3. Other supporting documents:

If it is a business owner, provide an industrial and commercial business license showing the name, business name and opening date;

If you are not a resident of China, please provide a work contract showing the employer's name and expiration date. ?

4. If you can provide the following documents, it will help to speed up the card processing process and increase the credit limit:

A valid qualification certificate;

Proof of ownership;

Certificate of local license plate vehicle.

Baidu Encyclopedia -—visa Gold Card

Baidu Encyclopedia-Bank of Communications Dual-currency Credit Card