With the development of economy, people's living standards have been greatly improved, and idle funds have also increased. How to make use of these idle funds is a key. How to invest idle funds? Bian Xiao introduced that you can buy the wealth management products of ABC, which has many benefits and can make you a good profit. So what are the wealth management products of ABC? You can learn more about them here. What financial products does ABC have? Comments on wealth management products of Agricultural Bank of China: 1. Financial management 1. Ben Mo Lifeng is two years old. Back to Mo Lifeng, 3. Overseas treasures, 4 Acting as an agent to promote the collective asset management plan of securities companies. Personal comprehensive wealth management services. Personal financial advisory services. Fund trust agency business; 2. Gold 1. Individuals: (1) "handed down treasure" physical gold, (2) buying and selling physical gold as an agent; 2. Company: (1) forward gold trading, (2) gold lending; III. Foreign exchange 1. Hui Lifeng, 2. Golden key, study abroad treasure, 3. Western Union remittance, 4. Foreign exchange treasure, 5. Personal settlement remittance; Four. Futures 1. National silver transfer business, 2 Bank-merchant communication service. Financial futures settlement business; 5. Bonds 1. Savings bonds (electronic), 2. Savings bonds (voucher type), 3. Counter book-entry treasury bonds, 4. Bond market access; 6. Insurance category 1. Additional double happiness critical illness insurance, 2. Double happiness and old-age security (a) (dividends), 2. Old-age security with double happiness (c) (dividends), 4. Double Happiness New endowment assurance (Dividend Type), 5. Double happiness new C old-age security (dividends), 6. Double happiness money. Seven. Fund (omitted) Agricultural Bank wealth management products Which good agricultural bank wealth management products have lower overall income in the same industry? But the income is relatively stable. The cycle of wealth management products is generally more than 40 days. Products bound at the end of the month or the end of the season have higher yields. Now the annualized interest rate is 3.5%. What's the difference between financial products and wealth management products? Question: For example, I want to know what is a financial product and what is a wealth management product. Give some examples. I also want to know what personal financial products ABC has, and it is best to give a few examples. Thank you very much ! ! ! Agricultural Bank of China Financial Products Comments: Basic financial products, also known as primary financial products, refer to contracts that can directly form financial assets or financial liabilities. Derivative financial products are derivatives of primary financial products. Deposits, insurance, futures and foreign exchange are all financial products, that is, commercial banks design and issue them themselves, invest the raised funds in relevant financial markets and purchase relevant financial products according to product contracts. Bank RMB financial products can be roughly divided into bond type, trust type, linked type and QDII type. Bond type-investing in the money market, and the investment products are generally central bank bills and short-term corporate financing bills. Since individuals cannot directly invest in central bank bills and short-term corporate financing bills, such RMB wealth management products actually provide customers with opportunities to share the investment income in the money market. Trust-trust products that are guaranteed or repurchased by commercial banks or other financial institutions with high credit rating, and products that are invested in the trust of beneficial rights of excellent credit assets of commercial banks. Hook-the final yield of products is linked to the performance of relevant markets or products, such as linked to exchange rate, linked to interest rate, linked to international gold price, linked to international crude oil price, linked to Dow Jones index, linked to Hong Kong stocks, etc. QDII type-QDII, that is, qualified domestic investment institutions provide overseas financial services on behalf of customers, refers to commercial banks qualified to provide overseas financial services on behalf of customers. QDII RMB wealth management products, in short, refer to the brand introduction of RMB wealth management products that customers entrust their RMB funds to qualified commercial banks, convert RMB funds into US dollars and directly invest overseas. After maturity, the US dollar income and principal will be converted into RMB and distributed to customers: China Agricultural Bank is one of the earliest banks in China to issue RMB wealth management products, and "Benlifeng" RMB wealth management business, as the main brand of China Agricultural Bank for RMB wealth management market, was founded in early 2005. Through continuous innovation and development, the product types cover all kinds of investors, establish a good brand image among customers and have a stable customer base. According to the structure, the RMB wealth management products of Benlifeng can be divided into bond income type, trust connection type and structured deposit type. According to the types of principal and income, it can be divided into guaranteed fixed income, guaranteed floating income and non-guaranteed floating income. Product description: 1. Bond yield Bond yield is "Benlifeng" RMB wealth management industry.