First, the difference between OTC funds and OTC funds
On-site fund and off-site fund are two forms of investment funds, which are obviously different in investment mode, investment structure and investment risk.
1. Different investment methods
On-site funds refer to funds traded in stock exchanges, which mainly invest in stocks, bonds, funds and other securities. Investors can buy and sell through the stock exchange, and the trading process is simple and convenient.
OTC funds refer to funds that are not traded on the stock exchange. They mainly invest in stocks, bonds, futures and foreign exchange. Investors can buy and sell through fund companies, and the transaction process is complicated and inconvenient.
2. Different investment structures
The investment structure of the funds in the market is relatively simple, mainly stocks, bonds and other securities, with low investment risk and relatively stable returns.
OTC funds have diversified investment structures, including stocks, bonds, futures, foreign exchange, etc., with high investment risks and unstable returns.
Second, investors should pay attention to the main points when choosing funds.
When choosing a fund, investors need to choose a suitable fund according to their own investment objectives, investment experience, investment period and other factors, combined with the characteristics of on-site funds and off-site funds.
1. Understand the investment structure of the fund.
When choosing a fund, investors should first understand the investment structure of the fund and see if the fund meets their investment objectives. If the investor's investment goal is to obtain long-term stable income, he can choose the on-site fund; If investors' investment goal is to obtain high returns, they can choose OTC funds.
2. Understand the investment risk of the fund
When choosing a fund, investors should also understand the investment risk of the fund and see whether the investment risk of the fund is in line with their own risk tolerance. Generally speaking, the investment risk of on-site funds is low, which is suitable for investors with low risk tolerance; OTC funds have higher investment risks and are suitable for investors with higher risk tolerance.
3. Understand the investment period of the fund
When choosing a fund, investors should also know the investment period of the fund and see whether the investment period of the fund meets their own investment period. Generally speaking, the investment period of on-site funds is short, which is suitable for investors with short investment period; OTC funds have a long investment period and are suitable for investors with a long investment period.
conclusion
On-site fund and off-site fund are two forms of investment funds, which are obviously different in investment mode, investment structure and investment risk. When choosing a fund, investors need to choose a suitable fund according to their own investment objectives, investment experience, investment period and other factors, combined with the characteristics of on-site funds and off-site funds.