1. Adjust trade policies in a timely manner. Strengthen balance of payments management, adjust foreign trade and investment policies, and strive to eliminate the impact of the persistent balance of payments surplus, which is the main factor of foreign exchange reserve growth.

2. Deepen the reform of the foreign exchange system. Accelerate the reform of the foreign exchange management system and improve the RMB exchange rate formation mechanism. Expand the foreign exchange retention limit of enterprises and gradually realize the willingness to settle and sell foreign exchange.

3. Expand domestic demand and effectively promote household consumption. High savings and low consumption are the main characteristics of China's economic development. Excessive dependence on the external economy will inevitably lack the motivation for development.

4. Strengthen foreign exchange management. For the existing foreign exchange reserves, the government should absorb the advanced experience of Singapore and Norway, set up its own government investment company, and pay attention to non-monetary forms (oil, heavy metals, etc. ) and non-US dollar (such as British pound and Japanese yen) foreign exchange reserve portfolios, and actively manage them to reduce the situation that high reserves are occupied by developed countries such as the United States at low cost.