Rabbit, don't hold the euro for a long time, let alone for a short time. You are going to study in Europe in two years, which is a long time. I suppose you hold RMB, and then you can buy it later. You can buy euros step by step, or you can deposit the current RMB for a fixed period. After RMB 1 year, you can buy some dollars and some euros as risk sharing. Then you can buy some US dollar wealth management products with US dollars, which is higher than the time deposit interest rate, and then you can study in Europe. It's also good to buy LV. You can use cash when the value of the euro is high and the transaction amount is small, and swipe your card when the value is low and the transaction amount is large. On the one hand, you can get credit card points and save currency depreciation. If you don't meet the above two conditions, you can use your own euros. When your dollar product expires, it will not be less than the amount you can exchange.