ICBC can handle business across provinces and cities in different places, but there are certain restrictions.
Businesses that can be handled:
1. Deposit and withdrawal business
2. Transfer and remittance business
3. Large-amount withdrawal business
Businesses that cannot be handled:
1. Open SMS reminder service
2. Report loss and replace card
3. Replace card
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4. Modify the mobile phone number bound to the bank card and reserve the mobile phone number
5. Open online banking
6. Apply for a loan
Extended Information:
1. ICBC deposit service opening process:
1. As long as you are a personal online banking customer holding an ICBC elite account or a Money Link card, you can handle various deposits by yourself. Deposit business.
2. To use the appointment cycle transfer and agreed amount transfer functions, you need to bring your valid ID and registration card to an ICBC branch to apply for a USB shield and sign an online banking financial service agreement.
II. Notes on the deposit business of ICBC:
1. The minimum deposit amount for RMB current savings deposits is RMB 1 yuan, and the minimum deposit amount for foreign currency current savings deposits is not less than RMB 20 yuan equivalent in foreign exchange. . The minimum deposit for lump-sum withdrawal and fixed-term savings is RMB 50, and the minimum deposit for lump-sum withdrawal and savings deposit is RMB 5. The minimum deposit for education savings is 50 yuan, and the maximum principal amount per household is 20,000 yuan. The minimum deposit amount of foreign currency time savings deposit is not less than RMB 50 equivalent in foreign exchange.
2. Education savings are subject to preferential interest rates and are exempt from personal interest rate income tax. After expiration, please go to an ICBC outlet with the student identity certificate provided by the school to handle the withdrawal procedures.
3. Small deposits, lump sums, and education savings deposits are deposited in fixed monthly amounts. If a payment is missed during the deposit period, it can be made up in the next month. If the payment is not made up or the payment is missed more than once, it will be deemed as for breach of contract. For the portion deposited after default, interest will be calculated based on the demand deposit rate.
4. The types of time deposits include: one-month lump sum withdrawal term (foreign currency), three-month lump sum withdrawal term, half-year lump sum withdrawal term, one-year lump sum withdrawal term, Two-year lump-sum withdrawal period, three-year lump-sum withdrawal period, five-year lump-sum withdrawal period, zero-sum withdrawal renewal, education savings renewal, one-year principal deposit and interest, three-year principal and interest withdrawal, Five years of principal deposit and interest collection, etc.
Baidu Encyclopedia—Industrial and Commercial Bank of China