If you want to handle the inter-bank transfer business, you can directly handle the inter-bank remittance at the counter, which is the previous wire transfer business. It is suggested that you use the roaming remittance service of Agricultural Bank of China, just provide the correct payee name and set the password. Then you tell your relatives in other places the remittance number and password, and he can withdraw money at the counter of the local agricultural bank with his valid ID card and remittance number and password. There is a discount for handling the above services through online banking of Agricultural Bank of China.