Yeepay, which won the championship, is the first third-party payment institution to obtain a payment license issued by the central bank. Official website introduced the industry payment mode in 2006, and successively introduced innovative products such as online payment, credit card payment without card, POS payment and one-click payment.
However, these years have been a bit rough for Epro. According to incomplete statistics, since 20 14, Epro has been punished every year. In 20 14, due to the illegal operation of the acquiring business, yeepay was required to stop the acquiring business of bank cards in seven provinces (cities) such as Henan, Jiangxi, Jilin and Shanghai within one year, and stop developing new merchants nationwide; 2065438+In April 2005, he was fined RMB 40,000 for violating the payment regulations of non-financial institutions; 2065438+August 2006, yeepay was fined a total of RMB 52,964,38+0,000 for violating relevant liquidation management regulations; The following year, he was given a warning and fined 200,000 yuan for violating laws and regulations related to bank card acquiring business; In the past year (20 18), it was difficult to escape supervision, and it was fined140,000 yuan for failing to declare balance of payments statistics and submit financial and accounting reports and statistical statements as required. Counting the tickets just issued, these six tickets are from the business management department of the central bank, Wuhan branch of the central bank and the State Administration of Foreign Exchange. The total fine is about 62.76 million yuan.
In addition to all kinds of tickets, Epro has nearly 2,000 complaints on all kinds of complaint websites. Some users said that yeepay automatically deducted money without permission, deducted money without reason or maliciously deducted money.
In addition to yeepay, among the companies fined this time, online banking is equally eye-catching. According to the enterprise survey, the legal person of online banking is Zhang Wei, who is the executive director and manager of Jingdong Wallet and Liu's assistant. Up to now, there are 436 affiliated companies. According to the data, online banking was acquired by JD.COM in 20 12 and became its wholly-owned subsidiary.