Hello, if it is official website, the consumption is RMB, and the repayment is not made in US dollars. If you are shopping at Apple official website abroad, any foreign currency transaction will be automatically converted into a RMB account (the conversion exchange rate is the exchange rate on the transaction entry date) after the function of "Foreign currency consumption in RMB is enabled, and you only need to return RMB according to the RMB bill. Really realize "one card in hand, travel all over the world"!

Setting method: log in to the credit card online banking, and click "Repayment Management" → "RMB automatic foreign exchange purchase" to open it.

Tips:

1. The RMB entry function of foreign currency consumption will take effect immediately after it is activated. Your foreign currency consumption can be inquired in the online banking-RMB unpaid bill interface 2 working days after the transaction date.

2. Foreign currency transactions other than USD will be converted into USD by international credit card organizations (in the above process, international organizations such as VISA and MasterCard charge 1.5% foreign exchange handling fee). Our bank will convert the converted US dollar amount into RMB according to the exchange rate on the bookkeeping date (China Merchants Bank's selling price in US dollars announced after 10:00 on that day) and record it in RMB bill.

If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.