Can China Construction Bank buy government bonds?
Yes, CCB can buy government bonds. However, national debt can not be bought at any time, nor can it be bought as much as you want. The issuance time and funds of national debt are clearly defined, and not everyone can buy it. There are two kinds of national debt: voucher national debt and electronic national debt. The issuance time of general national debt is 10 per month. You can pay attention to the latest news of national debt issuance in official website, the Ministry of Finance, or pay attention to the major national debt buying banks.
How to buy China Construction Bank bonds?
China Construction Bank can purchase government bonds through mobile banking, personal online banking and bank outlets. Different forms of government bonds are issued and purchased in different ways. The purchase of voucher-type government bonds can be directly purchased in cash, and you only need to go to the counter of bank outlets to handle the government bond business. If it is an electronic national debt, you must first open a corresponding fund account.
When investors buy government bonds, it is suggested that they should use the funds that they don't need in recent years, because the funds can only be withdrawn after the purchase of government bonds is successful, which can generally be divided into three-year and five-year government bonds. If investors buy three-year government bonds, the fund will go for three years; If it is a five-year national debt, it will take five years to get it out.
Investment in government bonds is somewhat similar to bank deposits, but the yield of government bonds is higher than bank deposits. The interest of national debt is related to the investor's investment principal and the investment period he chooses. The higher the investment principal, the longer the purchase period, and the more interest he can get at maturity.