1. Foreign exchange wealth management products refer to the purchase of freely convertible foreign currency by individuals, and the income is generally calculated in the currency value of foreign currency.

2. Foreign exchange wealth management products purchased through banks are invested by bank investors, who only need to buy them according to the pre-set terms of the bank. Ten thousand foreign exchange wealth management products are divided into two categories, one is fixed income wealth management products, and the other is structured wealth management products.

3. Fixed-income foreign exchange wealth management products are higher than the deposit income of the same currency, and the investment risk is small. However, due to the impact of the financial crisis, central banks cut interest rates, resulting in shrinking their income. At present, many domestic banks stop selling fixed-income foreign exchange wealth management products.

4. The investment scope of structured foreign exchange wealth management products is relatively wide, which can be linked to foreign commodities, gold, stocks, oil, etc. According to the floating income of goods and the performance of parallel linkage, the structural color screen usually sets a minimum capital preservation amount.