1, the concept is different: the foreign exchange buying price refers to the bank buying foreign currency representative bills from users at the price of foreign exchange; The purchase price of foreign currency means that the bank directly buys foreign currency cash from users, and individuals can withdraw cash.

2. Different fees: the foreign exchange purchase price can directly transfer the foreign exchange deposits of users abroad to the bank without bearing additional fees. The purchase price of foreign currency cash needs to bear certain costs and storage expenses.