No, when you open an account, you only need to fill in the address, contact number and home visit card number of China and Hongkong on the application form, and the bank will copy the home visit card and file it.
2) Which bank's online banking service is safer and more convenient?
Basically, online banking is safe, mainly because your computer has effective antivirus software and firewall. Don't use public computers for online banking.
Choosing a bank account mainly depends on whether you really need to open a mainland bank account. If it is only for online shopping, it is not recommended to open an account. You should seriously consider how to deposit money in a bank account. If you work and live in the mainland or have business dealings, you often deposit RMB, of course, you must open an account in the mainland.
If there is such a demand, of course, it is to choose banks with more branches nationwide, such as Agricultural Bank of China and Industrial and Commercial Bank of China.
1. I have never heard of RMB remittance accounts in mainland China and Hongkong. At present, the foreign exchange control of the RMB "private account" with the same name is 80,000 yuan per day, but the entry of this 80,000 yuan is restricted, that is, remittance to the mainland (unlimited) is greater than remittance to Hong Kong (coming to Hong Kong). If you want to go back to Hong Kong in the future, you can add "personal financial arrangements" to the bank remittance slip.
I opened an account in "Industrial and Commercial Bank of China" in Hongkong, China, and represented Industrial and Commercial Bank of Chinese mainland (Asia) for about 5 years.
1) Domestic branches (outlets) are not more convenient than Bank of China (by the way).
2) When opening an account in Hong Kong, because the computer codes in Hong Kong and the Mainland are different, the name of the account may be more complicated, and problems are not allowed (I only have English, not Chinese).
3) After opening an account, HK witnesses to follow up with domestic banks, so if you want to choose a truly accessible area (such as Shenzhen), because you have to go here yourself if you have any problems. Because of the replacement, you need to go through the formalities on the spot. )
4) Make clear the branch number of the bank where the account is opened, because others can't transfer money to you.
5) The annual fee should not exceed several yuan, but the first account opening should be arranged in the Mainland as soon as possible.
6) The software updates quickly (it is best to update synchronously with the domestic hardware), and the webpage login often gives a warning, asking you to install a "patch" (update). The biggest problem is that the pop-up display is GB code, which can't be seen at all, and some browsers such as GOOGLE and FIREFOX can't log in smoothly. It is recommended to use IE only!
7) After logging in to the webpage, the content is as big as Yahoo! If you don't understand it, don't stir it!
Unless your Mandarin is very good, you are willing to spend a long time playing IDD. (I understand), the above two friends are right. I have owned China Bank of Communications for ten years.
In fact, you can check the number online and do it regularly. Convenient and quick, no need to go back to the mainland to extract.
But in China and Hongkong, you can only withdraw Hong Kong dollars. You don't have to worry about data utilization. Very safe.
FLORPY fire dew, reference: cwyalice2000, all online banking is basically safe.
To open an account in a bank, you don't need a mainland phone, you need an address and a certificate.
But you'd better leave your mobile phone number in the bank, because if you apply for a bank credit card or withdrawal card at the same time, these cards may be stolen. When the bank's security system finds suspicious transactions, it can immediately call you and ask you. This is the way to protect your bank account.
2012-07-1312: 39: 06 supplement:
If you have any questions, you'd better go to the bank and ask them. Every bank has a department called customer service department, whose duty is to answer customers' questions about banking business to the public. ,