There is a hot topic in Weibo these two days: Should children be told that it is difficult to make money?

A blogger said that he met a middle-aged woman in the hospital and supervised a teenage boy's study while infusion.

The boy pointed to the math problem and muttered that he couldn't write, so he picked up his mobile phone and started playing games.

After a while, the boy's father came and his clothes were still a little dirty.

When I saw the boy playing games when I entered the door, I grabbed my mobile phone and yelled at him, "Don't you know you are counting down?" Do you know how hard it is for your mother and I to work every day to earn money for your education?

Can playing games make you full when you grow up? Or can I buy a house or a car? "

After hearing this passage, the blogger remembered that he was taught by his parents when he was a child: it is not easy to make money. Our family is poor, so you should be sensible.

On the bright side, he learned to be independent, diligent and cautious in his work.

On the other hand, they feel inferior, have no self-confidence, and often doubt and deny themselves.

Reflecting on the education of parents giving money to their children, the biggest misunderstanding is desperate satisfaction, giving whatever they want, or being too poor in the name of cultivating thrift and independence.

In fact, the best education about money for children is to tell parents the truth of making money and the logic behind money.

In other words, I know what my parents are doing to make money. Why? Do you want to live like this?

Learn to face money and life with a rational and objective attitude. Only by exaggerating the value of money and the hardships of life can we face life easily and enjoy it.

I have a friend, 35 years old, single, with a monthly income of more than 10 thousand, no loan, or a moonlight family.

Besides going to work at ordinary times, my biggest hobbies are drama chasing and online shopping. I said, "Women should know how to love themselves. If they don't love themselves, how can anyone love you? "

And the main way she loves herself is to buy things for herself.

I've known her for a long time, and found that she always wants to spend money to make up for her childhood.

She has an elder sister and a younger brother. My brother eats and wears the best of the three. My sister is the first child in the family, and her clothes are all new. In the middle, she wears small clothes through many big sisters, and only buys new clothes for her on holidays.

I usually want to buy toys and school supplies, but when my sister or brother also wants to buy them, I will bring them up with my parents. Even if you buy extra-curricular books, you should give reasons why you have to sell them.

There has always been a voice in her heart: when I grow up, I will buy whatever I want and never look at people's faces again.

So after she worked, almost all her income was spent on clothes, cosmetics, bags and other things that girls like.

No savings, no future.

In recent years, I thought that I might always be single and began to worry about my future life:

Psychologists have found that people who are troubled by money problems in adulthood, that is, people who are often short of money, often have three beliefs:

First, I think making money is very hard work. You have to be very tired to have a lot of money. This is the fear of money.

Second, I dare not face up to the value of money and comfort myself that money is not important and money can't buy happiness.

Third, they think that money equals risk, only trust the money lying in the bank account, and are afraid of investing and borrowing.

Seth Johnson, who compiled the first English dictionary, said: "The happiest person is the one who can spend money and make money, because he can enjoy two kinds of happiness."

Make money with money: Your first financial management book is an easy-to-understand book that teaches you to make money with money.

The author introduces different financial management contents such as funds, stocks, insurance, gold, foreign exchange, bonds, futures and savings. Use simple and relaxed language. The method is very practical and instructive, and it will be used as soon as you understand it.

The book says: Three kinds of wealth thinking will lay the foundation for you to realize wealth freedom.

The first is money thinking: money will be respected at any time.

The so-called respect for money means that every penny you spend is "for a reason" and has super self-control over consumption.

If you don't budget or keep accounts according to consumption categories, you can't accurately tell the amount allocated to each consumption category in the budget, and you don't prepare the annual budget according to your expected income, consumption categories and investment. These disrespect for money will make you farther and farther away from the freedom of wealth.

The second is consumption thinking, which can ignore the consumption of people around you.

In fact, it has nothing to do with you. What kind of clothes people wear and what kind of cars they drive.

People who can control their consumption concepts will always know that any trend or style is temporary and will soon be replaced. It's not worth spending to follow the trend.

They will not fall into the trap of "consumer arms race" with the people around them, and will not only lose their wealth, but also lose their original happiness.

Finally, investment thinking: diversify your investment and never put your eggs in one basket.

It is the most common investment idea for the rich to save their income and invest their savings in multiple investment varieties.

They are full of confidence in their investment strategies, spend more time studying investment issues and learning investment knowledge than ordinary people, and rarely rely on financial advisers.

Pension accounts and real estate are their favorite types of capital allocation investment.

How much money a person can earn depends not only on his efforts, but also on his choice and cognition.

No matter what industry you do, you should not only look at the immediate figures and interests, but also develop good financial habits, control personal and family expenses, and make a financial plan that suits you.

As mentioned in the book Making Money, good financial habits include at least six points:

Reasonable consumption, monthly compulsory savings, daily bookkeeping, leaving only one credit card, spare money to invest, and protecting personal credit records.

On this basis, the author introduces in detail the basic strategy of 12 investment and financial management, how to choose the appropriate investment mode, the three channels for purchasing funds, and how to make financial planning in different periods. ...

Through this book, you can have a correct understanding of investment and financial management, enter the financial management market with a correct attitude, and understand the basic concepts and risks of various financial products.

Learning to manage money is not just about learning how to deal with money, but provides us with a way to look at ourselves and the world with rich eyes.

When you stand in this angle, you will find that you can be confident, powerful, achieve your goals and have the life you want.

This kind of life is confident and rich.

Author | Willing to write other people's stories and live your own life.

Photo | vision china, The Iron Lady.