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How to protect your property when the economic crisis comes? 0? three
The economic crisis is coming, the economic crisis is coming. How to protect your property? Safety measures: 1. Food. (including processed products, wine, ham and other storable items. Food. Including processed products, including processed products, ham and other storable items) 2. Gold may not appreciate, but its depreciation rate is slower than that of currency. Gold may not appreciate, but it falls more slowly than the currency. Real estate (investment farm, the best choice, annual income. Real estate investment in farms is the best choice, and it pays off every year. ) Investing in farms, dangerous measures 1. Mortgage to buy a house (When the property market bubble bursts, the principal will be eliminated first. Mortgage to buy a house, the property market bubble burst first to eliminate the principal), 2. The blind expansion of loans (leading to the exhaustion of cash flow and bank debt collection). The blind expansion of loans led to the exhaustion of cash flow. . High consumption (buying high-end cars, etc. Buy high-end cars, etc. Without a sense of crisis, there is no way out when difficulties come. Low-grade jewelry and cultural relics (fast depreciation, especially decorative). Low-grade jewelry and cultural relics depreciate rapidly, especially decorative ones. 5. The stock market bears the brunt of the economic recession, so don't leave the stock; When the economy is in recession, the stock market will be hit first, so stocks should never stay in recession. 6. In order to stimulate the economy, countries generally lower interest rates, and countries with fixed-income products are classified as countries that stimulate the economy generally lower interest rates. The prices of fixed-income products (designated as national interest bonds to stimulate the economy) will generally rise and the yield will be relatively high, while the prices of interest bonds will generally rise and the yield will be relatively high. You can consider buying government bonds or fixed-rate bonds with high credit rating; Buy government bonds or fixed-rate bonds with high credit rating. 7. Bank deposits and cash should be converted into foreign exchange with stable currency or expensive bank deposits and cash. 8. hoard some necessities, don't buy luxury goods, because you can't hoard some necessities in a recession, don't buy luxury goods, and hoard some necessities; Resolution 9. Jewelry and antiques have a certain value-preserving function, but their value is overvalued in the period of economic prosperity, so it is not recommended to keep them. 10. If you are a civil servant, congratulations, the impact is much smaller. If you are a civil servant, congratulations, the impact is much smaller. If it is a civil servant's office, it will not operate on civil servants unless it is forced, and it will not operate on civil servants. 1 1. If you are a company employee, be careful, it may be affected. If you are a company employee, be careful, you may be hit hard. If you are a company employee 12. If you own a shop or company, it's not good either. Might as well get rid of it as soon as possible. If you own a shop or company, it's not good either, so you'd better get rid of it as soon as possible. If you own a shop or company, 13. In order to stimulate the economy, the state will generally lower interest rates, and the state will generally lower interest rates to stimulate the economy, and the mortgage interest rate will also fall, but the income of the mortgage payer may fall more, so it will fall, but the income of the mortgage payer may fall more. Therefore, unless you can guarantee your own income stability, the mortgage will become one. You can ensure a stable income, otherwise the mortgage will become a disaster. If there is inflation: it is definitely wrong to hold a handful of RMB in your hand. If there is inflation: it is definitely wrong to hold a handful of RMB in your hand. 1, it's definitely right to buy gold, but you must put it away. Be careful not to be stolen. It's definitely right to buy gold, but it must be put away. It is also right to buy dollars or other strong currencies. However, it is also right to exist and buy dollars or other strong currencies. But in a reputable bank. In a reputable bank. 3. It's definitely no problem to buy real estate. Of course, there are many differences on this point. No problem. Of course, there are many differences on this point. Some people think that during the period of inflation, rents can't keep up with the rate of currency depreciation. Some people think that during the period of inflation, rents can't keep up with the rate of currency depreciation. In that case, it is wrong to buy gold, because gold is rented for a penny. In that case, it is wrong to buy gold! Because gold can't even generate a penny of rent! Gold cannot be produced either. There are also views that banks will desperately raise interest rates in order to lift the crisis. In order to solve the crisis, they will desperately raise interest rates. Until the lender can't stand the crisis, since it is inflation, it will stop. what can I say? Since it is inflation, it must be that the government is unwilling to talk about it. Due to inflation, banks have closed down and money has been distributed on a large scale. Banks closed down and money was issued on a large scale. That is, the central bank has a lot of money at once. With a lot of money. The money owed by banks to depositors is basically nothing, almost written off. What? It's almost over What kind of money does the bank still lack? It is the depositors who really suffer! Loans have contracts, even for depositors who really suffer losses. Loans for depositors who really suffer losses also have contracts, and interest rates change every year. How can we keep up with the inflation rate and change the interest rate? It is also changed every year! Then how can we keep up with the inflation rate? Germany at the beginning (when inflation was serious in the 1920s, Germany could buy a shoe store today, but later it couldn't even buy a shoelace. Many speculators just keep borrowing money from banks, but they can't get on. Many speculators make a fortune by constantly borrowing money from banks, then the loans go up in smoke, then the loans go up in smoke, then the loans go up in smoke, then the loans go up in smoke, then the loans go up in smoke, and then they keep occupying real estate. If, as some friends say, you get rich by owning real estate. If, as some friends said, the bank does not allow people to pay off their loans in one lump sum, then I am not allowed to deposit 50 yuan to pay off their loans in one lump sum. Isn't it enough to forbid me to save money? The difference between deposit interest rate and loan interest rate is more than 10 thousand yuan. Isn't it enough that the deposit interest rate and loan interest rate exceed 6,543,800 yuan? Depositors' money has gone up in smoke, depositors' money has gone up in smoke, and banks have taken advantage of depositors. What else does it want to do? So this logic is wrong. In recent years, homeowners in Hong Kong have had a hard time. In recent years, homeowners in Hong Kong have had a hard time. But the reason is not inflation, but unemployment and deflation. Inflation is unemployment and deflation. The house bought by 4 million yuan is only worth 6.5438+0 million yuan, but the loan has to be repaid. Because of this pain. But the loan has to be repaid. Because of this pain. In short, what is left after hyperinflation? In short, what is left after hyperinflation? 1, gold; , gold 2, strong foreign currency; Strong foreign currency. Real estate; , real estate 4, in kind. , in kind. Keep these things, keep these things, and you can keep the paper money you worked so hard to earn today. Paper money. Nonsense. Nonsense. Viewpoint 4: If an economic disaster strikes, it is useless to put money in China. If an economic disaster strikes, it is useless to put money in China. Even foreign currency is not allowed to be withdrawn by banks, or it is forcibly frozen by the government. Even foreign currency is not allowed to be withdrawn by banks, or it is forcibly frozen by the government. Nothing you can do can stop it. So first of all, there is no way to transfer some personal property abroad. Therefore, the first thing is to transfer some personal property abroad, such as visas for free travel to Hong Kong, opening accounts in banks in Hong Kong, such as visas for free travel to Hong Kong, opening accounts in banks in Hong Kong, and changing RMB into foreign currency deposits in Hong Kong. If you have the ability to be a corrupt official, RMB will be converted into foreign currency and deposited in Hong Kong. If you have the ability to be a corrupt official, go to a western country to open an account and buy a passport, but it is not easy for ordinary people. It's easy to do. Never borrow money to buy a house. Never borrow money to buy a house. At present, house mortgages are all floating interest rates. As soon as the interest rate rises, the house mortgage with falling house price is a floating interest rate. As soon as interest rises, house prices will fall, and monthly payments will be chaotic. You can only buy it in cash. In addition, there are problems with the monthly payment. You can only buy it in cash. When a country has an economic crisis, real estate is seriously affected. When a country has an economic crisis, it will be seriously affected. For example, Argentina, Argentina after the currency crash, Argentina after the currency crash, although the house price soared in local currency, it was still 60% lower in dollar terms than before the crash, but it was still 60% lower in dollar terms! Besides, real estate can't outrun you, and neither can real estate. If you are not very confident about the future, you'd better not buy it. It's better this way. If all the property is in RMB, it is even more dangerous. If all the property is in RMB, it is even more dangerous. Most of them should be converted into non-RMB, and euros and dollars should be divided equally. Most of them should be converted into non-RMB, and euros and dollars should be divided equally. The earth, where both currencies have collapsed, can no longer live. Gold is good, but the earth is uninhabitable. Although gold is good, the current price is historic and dangerous. At the same time, this is a historic height and danger. At the same time, leave some foreign currency to buy rice at home in case inflation causes panic. In case inflation causes panic, you can also buy rice to eat. If you buy more rice, you are not afraid and tolerant. If you must keep the real thing, don't be afraid, be tolerant. If you must save some physical objects, you can save first-aid medicines. Be sure to plan ahead. The economic crisis is coming, so we must plan ahead. The economic crisis is coming quickly. Domino effect can destroy an economic structure with strong external strength and hollow internal strength in a few days. When things happen, it will be too late for you to take action. When it happens, you have no time to take action. Economic crisis, in a word, depression, decline in purchasing power, view 5 Economic crisis, in a word, depression, decline in purchasing power, devaluation of local currency. Currency devaluation. Save for a rainy day, save for a rainy day, because it is impossible to predict the exact timing of the crisis (it is often impossible to predict the exact timing of the crisis, but what is the peak state and decline, but what is the peak state, every day is a good situation for public opinion propaganda). In such a state of affairs, we have to assume that house prices continue to soar by 65,438+000%, then, cash, then, use: use: 60. (The less the down payment, the better. If you buy a property, the longer the repayment period, the better. Wait for the minimum down payment to soar, then plummet, the actual monthly supply plummets, then plummet, and the actual monthly supply plummets) 2) Foreign currency and asset bonds, stocks and properties Foreign currency and asset bonds (bonds, stocks and properties),