Saving financial management is a financial management method that middle-aged and elderly people rely on. According to different storage types, the initial investment funds are also different.

Method 2: Bank current small investment wealth management products

There are very few people who manage money in banks now. Although the safety factor of bank wealth management will be slightly higher, the income of bank wealth management products is generally not ideal. In the current situation of rapid economic growth, personally, putting money in the bank will only devalue wealth!

Method 3: Gold

At present, there are many kinds of gold investments, which are suitable for novice users who want to invest steadily. Such users can invest a small amount of money in gold products, but the price of gold investment will fall if it goes up again. As a precious metal, the purchased gold may rise sharply in the future!

Method 4: Fixed investment of the fund

The fixed investment of funds is also very concerned by investors. When purchasing a fund with a deposit of 6,543,800 yuan, it is necessary to compare it with similar funds, and try to choose a fund that has been established for a long time and has been managed by the fund institution. You can also use professional fund rating agencies to judge funds!

Method 5: P2P financial management

P2P financial products are very popular in recent years. Different platforms have different returns. The annual income of most P2P products in the market is between 10%-20%. If all this 1 10,000 yuan is invested in the P2P financial platform, the annual income will be about 1 10,000 yuan. However, there are too many P2P platforms, so you must choose a reliable platform when managing money, and at the same time choose more platforms when managing money, so as to diversify investment and reduce the risk of managing money!