Except for transactions prohibited by national laws, the dollar arrears arising from overseas credit card consumption or overdraft withdrawal can be repaid by purchasing foreign exchange in RMB or directly in US dollars.
Transfer money to the card with Alipay, and of course, deposit as much as possible. Call the manual service of the credit card center of China Everbright Bank, let the customer service purchase foreign exchange on behalf of RMB, and then make foreign exchange repayment. All this is done after the customer service representative verifies his identity.
Users can set up automatic foreign exchange purchase repayment through online banking or call the 24-hour customer service hotline of China Everbright Bank, and authorize the debit card or passbook of China Everbright Bank automatically provided by China Everbright Bank to purchase foreign exchange for repayment in RMB on the repayment due date.
Extended data:
Matters needing attention in repayment of Everbright Credit Card:
1. The automatic credit card repayment method can only use the debit card or current all-in-one of the main credit card holders as credit card-related repayment accounts, and the account name and ID number of the transfer-out account must be exactly the same as that of the main credit card holder.
2. There are two ways of automatic repayment in USD account, one is automatic remittance in USD, and the other is automatic repayment in RMB purchase of foreign exchange. You can choose the corresponding repayment method according to the currency of the daily balance fund, but it cannot be opened at the same time.
3. In case of automatic repayment, you can choose full repayment or minimum repayment.
4. After the automatic repayment takes effect, the bank will deduct the credit card account payable in the current month from your designated account on the due repayment date, and there is no need to repay by itself. If the balance of the associated account is insufficient, the balance will be deducted to 0 yuan, and the rest will not be deducted separately, so it needs to be repaid by itself. Those who repay the loan beyond the due repayment date shall bear the late fees, interest and other expenses.
Baidu Encyclopedia-China Everbright Bank Credit Card