Some banks, such as China Construction Bank, Shanghai Pudong Development Bank, China Guangfa Bank, China Merchants Bank and China Everbright Bank, have introduced policies to break the "origin". A teller of a branch of Beijing Construction Bank said, "If you cancel a savings card without a matching passbook, you can go to any CCB outlet in China with a valid ID card and savings card."
Therefore, in order to cancel the account, you can bring your ID card and bank card to the CCB business outlets for consultation.
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Some special cards, or cards with certain agreements (such as foreign exchange trading and fund trading) need to go through the customs clearance at the bank counter twice or more. First, some agreements must be cancelled and closed, and banks can only close them after review.
It is worth noting that no matter which bank cancels its account in different places, it will charge a handling fee of "up to 0.5% of 50 yuan", and generally it will not be charged if there is no funds in the card. Customers who need to cancel their accounts had better transfer the balance in the card through electronic channels such as online banking, and then go to the bank outlets to handle the account cancellation procedures.
People's Network-Bank debit card cancellation in different places; Many customer service answers are contradictory.