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Legal ways to buy a house overseas with RMB.
The way is as follows:

1. Foreign relatives and friends exchange money. If you have relatives and friends abroad, you can ask them to help you buy a house in foreign exchange.

2. Cash for cash. Chinese mainland investors can open accounts and conduct foreign exchange transactions in Hongkong. However, the handling fee of this kind of transaction is very high, usually only applicable to large-value transactions, and you can buy a house after the transaction is completed.

3. When the funds under the current account leave the country, foreign payment will be realized through trade channels such as supply chain, with import as the main focus.