In fact, it is relatively simple for foreigners to transfer money to China. We can roughly divide it into three ways: 1. Mail the check, and then we take the check to the domestic bank to withdraw money and cash it. However, this process requires cleaning the bill collection. Our bank will charge a corresponding handling fee, about 20~30, and the other bank will sometimes charge money, about 2.5 euros. 2. Bank wire transfer, commonly known as cross-border remittance, means that we inform the other party of our bank account, and the other party sends us money through their own account, which also requires a handling fee. 3. Exchange and transfer. This means that foreigners can remit money to China directly in RMB in their own currency. For example, we can tell each other our ICBC International Kaka number, and then ask them to transfer the money directly to our US dollar account. The above three methods are not difficult. If you are familiar with the operation, it can be done in half an hour or even ten minutes. Of course, if you are not familiar with the process, you can also consult the bank staff.

Now you can also send money to people in China by remittance. At present, there are three mainstream means of remittance from abroad to China: 1. Bank telegraphic transfer: it is best to choose overseas branches of domestic banks, which saves the step of changing careers and transferring money. This can save time and cost, because every secondary school will deduct a part of the handling fee when doing secondary school. Bank telegraphic transfer can usually be received within 2-3 working days. Take China Bank Australia as an example, the remittance is within 5,000 Australian dollars, and the single handling fee is 32 Australian dollars. However, domestic banks have limited outlets in Australia, so it is a bit inconvenient to remit money to China. For bank wire transfer, you need to fill in the wire transfer application form at the bank counter. The information includes: 1, remittance currency and amount 2, payee's name and address 3, payee's bank, SWIFT code and bank card number 2. Western Union Remittance: Compared with bank remittance, the outlets of Western Union Remittance are dense. However, there is a limit on the amount of Western Union remittance, and the operation is a bit troublesome, so you need to fill out the remittance slip. But the exchange rate offered by Western Union is much worse than that offered by banks. Western Union remittance will take half a day and three days. 1. Go to Western Union Remittance Cooperation Network and fill out the "Money Order" 2. Submit the completed form, money, remittance fee and personal identification document 3. Upon completion of remittance, I received a receipt with money transfer control number (MTCN) of 4. Inform the payee of your name, remittance amount, MTCN and remittance destination country/region. Panda express remittance is different from traditional cross-border such as banks and Western Union. Remittance can be easily completed by mobile phone, eliminating the trouble of waiting in line and being online 24 hours a day. In addition, Panda Express saves a lot of offline operating expenses because there are not many offline stores, so the handling fee is much cheaper. At present, Panda Express remittance adopts the mode of single fixed fee. Take Australia as an example, with a single limit of 4,000 Australian dollars and a handling fee of only 5.99 Australian dollars, it can be said that it is the most affordable personal remittance method at present. Information required for Panda Express: 1, basic information of the sender, residential address, passport or Australian driver's license, etc. 2. Payee's ID card: Chinese mainland second-generation ID card. 3. Bank card: the remitter must hold a debit card); Issued by the bank in the country where it is located;