Doing business with foreigners, traveling abroad and shopping all need foreign exchange. Foreign exchange is () A. The means of payment for transfer settlement B. It is used in China.

Analysis of test questions: this question examines foreign exchange, which is a means of payment for international settlement expressed in foreign currency, so point B meets the meaning of the question. Item A refers to the function of credit card and check, and item C refers to exchange rate, which are two different concepts. Item D is the characteristic of credit card, so the answer should be B.

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