1. Common SMS commands for Bank of Communications SMS Banking

1. To check the current balance (YECX# the last four digits of the bank card number), send the text message "YECX# the last four digits of the card number" to 95559. You can immediately check the balance information of the Yinxintong contracted account.

2. To check the fixed balance (YECX# the last four digits of the card number), send the text message "DQCX# the last four digits of the card number" to 95559, and you can immediately check the RMB lump sum time deposit of the YECX contract account Total number of transactions and total amount.

2. The method for checking the balance of Bank of Communications debit card is as follows. According to the relevant regulations of each bank, the following methods can be used to check the bank card:

1. Check at the branch: bring your bank card Go to a bank branch and hand it over to the staff at the counter to check the card balance.

2. ATM inquiry: All ATM machines with the UnionPay logo can inquire bank card balances. You only need to insert the card, enter the password, and select the inquiry service according to the directory.

3. Telephone inquiry: Dial the bank customer service number and follow the prompts to inquire the balance in the bank card.

Extended information

(1) Absorb public deposits

(2) Grant short-term, medium-term and long-term loans

(3) Process Domestic and foreign settlement

(4) Handling bill acceptance and discounting

(5) Issuing financial bonds

(6) Agency issuance, agency redemption, and underwriting of government bonds

(7) Buying and selling government bonds and financial bonds

(8) Engaging in inter-bank lending

(9) Trading and agency buying and selling foreign exchange

(10) Engage in bank card business

(11) Providing letter of credit services and guarantees

(12) Agency for collection and payment and insurance agency business

(13) Provision of safe deposit box services

(14) Other businesses approved by the banking regulatory authority of the State Council.

Bank of Communications’ personal business includes: savings deposits, personal loans, foreign exchange services, financial planning, investment services, insurance services, convenience services, wealth management, private banking and other services.

Reference materials Baidu Encyclopedia Bank of Communications