Remittance banks don't charge, and neither does China Bank. The remittance bank remitted $200. I just read the bank's cash purchase price of 798. 19. Then, if the received US dollar cash is sold to the bank at 200 * 798. 1596.38 yuan, you should get about RMB 1596.38 yuan, which is less than 1460 136.38 yuan. I think there are two different possibilities. First, there is no direct account relationship between the remittance bank selected by your friend and the remittance bank, so there needs to be an intermediary bank to transfer money between the two banks, so this intermediary bank is charged. Of course, this money is to be paid out of this 200 yuan, which has nothing to do with the receipt of ordinary ICBC accounts. I remitted money through the foreign account of China Bank. The intermediate bank received 1000 USD. The second is that your friend chooses the payee to pay the remittance, and this fee will of course be paid out of this $200.
I think this is basically the first reason. Next time Taiwan Province sends money to the mainland, it is suggested to choose China Bank. First, it has many overseas branches with a long history. Second, many overseas banks have direct account relationships with it. This can save costs, and it can also better remit money in the branch of China Bank.
Western Union
Agricultural Bank of China is the agent bank of Western Union International Remittance Bank in China. Western Union International Remittance (Hong Kong) Bank (hereinafter referred to as "Western Union Bank") is a subsidiary of American First Data Group Corporation, which specializes in remittance and remittance-related business. The main customers it serves are emergency remittance customers. It has established more than 90,000 remittance service outlets in 65,438+087 countries. On this basis, no matter whether the payee opens an account in a bank or not, Western Union can guarantee that the remittance will reach the payee within a few minutes. It belongs to personal remittance business. Its main features are: 1, real-time communication; There are payments everywhere, and there is no designated import bank.
You can withdraw money from any agency of Western Union Bank. 3. The remittance amount is equal to the remittance amount, and the fee will be deducted from the intermediate bank; 4. No remittance fee; 5. You don't need to open a bank account.
Real-time remittance is the inevitable trend of remittance business development. At present, the business volume of Western Union in the Philippines is 654.38+0-200,000 transactions per month. There are more overseas Chinese in China than in the Philippines, and the average income level is also higher than that of overseas Filipinos. It is reported that many people queue up to send money to China Bank in new york every day, and an average remittance takes 1- 1.5 hours.
China Agricultural Bank is the first bank in China to send money to Western Union. China Agricultural Bank and Western Union jointly launched this real-time remittance service with the aim of "providing maximum convenience for customers" to meet customers' strong demand for quick remittance. Through this remittance business, we strive to make you enjoy the following advantages:
The remittance process can be completed in a few minutes. Western Union uses the most advanced electronic technology and unique global computer network to process remittances from 186 countries at the same time.
While handling remittance, customers can directly enjoy other financial services provided by our bank, and deposit, transfer, remittance, exchange and wealth management can be completed at the counter.
Western Union remittance is based on the same price of banknotes and remittances, which avoids the losses caused by the transfer of banknotes and remittances, and is an ideal choice for our customers. In addition, our bank gives regular preferential treatment to the Western Union remittance business between China and the United States.
Western Union has agents in 186 countries around the world, making it easy for you to remit money or withdraw money almost anywhere in the world.
Every remittance is guaranteed by electronic security systems, with both "monitoring password" and optional password for verification protection, so that your remittance can be delivered to the designated payee in full and safely in the first time.
method of remittance
1. Go to our Western Union remittance agency and fill out the remittance slip;
2. Submit the completed form and payment to the operator, and remember the receipt and "Monitoring Password" (MTCN);
3. Monitoring password (MTCN) to inform the payee that the procedures have been completed and the remittance has been remitted;
In this way, within a few minutes, your designated payee can receive the remittance at any Western Union institution in the world.
Withdrawal method
1. Make sure that the remittance procedures have been completed: your remitter should inform you that the money has been remitted and the amount;
2. After receiving the notification from the remitter, you can go to the nearest Western Union remittance agent outlet of our bank, show your ID card and fill in the withdrawal slip, clearly indicating the remitter's name, remittance place and monitoring password (MTCN);
You can get the money after our Western Union remittance agent network verifies the remittance information through the computer network.
Western Union is known as the fastest remittance company in the world, and it will arrive in a few minutes.
But it took me about 10 to get it, because I went home during the Spring Festival.
Western Union has two agents in China: Agricultural Bank of China and Post Office.
I go to China Agricultural Bank occasionally. Please note that I have to go to the branch level, which is not supported by other outlets.
First of all, bring the remittance number and transfer information given to you by the company, as well as your ID card.
Ok, when I arrived at the Agricultural Bank of China, I found a foreign currency window and told mm (if gg/dd is the same) that I want to apply for Western Union remittance. Then mm immediately took out a "service suspended" sign and pointed it at the window. Haha, it took a long time to deal with this matter. Then she will give you a form, and you should copy your information and company information. Be careful not to alter it, so fill it out slowly. I just redone it once.
After finishing, mm will check the transfer account you filled in with the answers to the questions, and then go in and go through the formalities for you. The waiting time is about 15 minutes (so I suggest you take magazines and newspapers with you when you do it).
Mm came out and asked if you wanted RMB or US dollars. Occasionally, when I ask for dollars, she will give you the whole number and change a few cents into RMB. All right, we got the money.