Hengfeng bank account in Hong Kong: You will receive an ATM card after opening a bank account in Hong Kong successfully. You can conduct online banking in Hong Kong, withdraw cash from the corresponding ATMs and spend it by credit card. You can write and receive checks no matter where you are. In hengfeng bank, China, due to the restrictions of foreign exchange management, cash can't be accessed, and all businesses are operated through online banking. At the same time, the transfer amount is limited by the state's foreign exchange.

Thus, Hongkong and hengfeng bank are superior to hengfeng bank in ease of use and security.