There should be no mistake in the calculation. Think about it. If the interest rate of 200 yuan is 0. 1 for you, then you only have 0.4 yuan money for two years. I think that's how the Bank of China calculated it, because you saved it for a little over two years. When you don't take it out at the expiration of two years, the bank will automatically transfer it to you, that is, deposit it for you for two years, so when you go to withdraw money,

As for the quotation, there is no problem. The cash purchase price is that the bank asks you to buy euros in RMB, so it is the one that takes 995. You see, if your buying price is 995 and your selling price is 1024, the bank will lose a lot. Hehe, the bank will earn a handling fee.