When people's courts try cases of loan disputes, they usually ask the plaintiff to provide written documents. In the absence of written documents, the plaintiff can submit recorded materials that can prove the facts of the case as evidence, and the third party is not required to be present when recording; If an outsider can prove the facts of the case, he may apply for a witness to testify in court;

"Several Opinions on the Trial of Loan Cases by People's Courts" Article 4 When examining the prosecution of loan cases, the people's courts shall require the plaintiff to provide a written iou according to the provisions of Article 108 of the Civil Procedure Law; Written IOUs shall provide necessary factual basis. A lawsuit that does not meet the above conditions shall be ruled inadmissible.

Extended data

According to the first paragraph of Article 64 of the Civil Procedure Law of People's Republic of China (PRC), "the parties have the responsibility to provide evidence for their own claims", you should submit the necessary evidence to the court when you file a lawsuit, otherwise your claim may not be supported by the court, and you will bear the consequences of losing the case.

The main evidence provided to the court:

1, providing proof of creditor's rights.

2. Does the IOU have a debt relationship?

3. Written evidence such as IOUs or loan contracts.

If there is no documentary evidence, it shall provide the time, place and amount of the relationship between creditor's rights and debts, and provide irrelevant witness testimony or evidence clues. In other words, the witness must have no interest in the party concerned, that is, he cannot be a close relative or friend.

IOUs are the most powerful and sufficient evidence, but there may also be sufficient witness testimony or evidence clues.