2. Personal settlement account can be used to collect money (ICBC debit card can be used).
3. Operation process: Ask the nearest local bank about the bank's
A. full English name; B SWIFT code (international line number)
Then provide the full English name, SWIFT code, payee's account name and payee's account number to the overseas bank, and you can remit it to China smoothly.
4. The purpose is not stated in the question (which may involve foreign investment management policies). It is best to call the telephone banking of each bank to ask manually.